1997 - Roth IRA accounts and conversions
1997 - Bonner & Smith transitioned to Fidelity Institutional platform for enhanced services, broader fund availability and lower costs
2000 - Fidelity eliminates beneficiary designation fees for taxable accounts
2001 - Tax efficient consolidated portfolio management and tax loss harvesting
2002 - American Funds introduces new lower expense ratio shares to RIA firms
2002 - 529 College America savings account at no cost to our clients
2002 - Bonner & Smith offers Account Builder Accounts for investors not meeting our Wealth Builder Account minimums
2002 - Bonner & Smith modular planning services (hourly, quarterly, annual services)
2002 - Pimco Total Return Institutional class funds available to Bonner & Smith
2004 - Bonner & Smith offers comprehensive financial, retirement and estate planning
2005 - Bonner & Smith provides assistance with no load long-term care and term life insurance
2005 - Susan Smith CFP® certificant (1988 - Keith Bonner CFP® certificant)
2005 - Fidelity Spartan Index Funds lowered expense ratio to .10 - .07 %
2005 - Fidelity eliminates $50 annual account fee
2006 - SIMPLE IRA Plans offered through Fidelity
2006 - Cash management accounts and unsupervised stocks
2007 - Bonner & Smith lowers annual management fees and eliminates initial setup fees
2007 - Bonner & Smith offers tax preparation and pays a portion of your costs
2007 - Bonner & Smith offers no cost CD through Fidelity Bond Trader Pro
2007 - Vanguard ETF to lower fund expenses
2007 - Keith Bonner, Life and Health Insurance Counselor
2007 - Susan Smith, Board Certified in Estate Planning (BCE)
2007 - 401(k) 403(b) courtesy account management for clients
2007 - Fidelity lowered fees for Bonner & Smith clients
2008 - Bonner & Smith offers estate planning services and pays a portion of your cost
2008 - Fidelity offers new no fee mySmart cash checking account
2009 - American Funds offers new lower expense share classes to RIA firms