• Integrated Financial Planning
   
• Portfolio design, implementation and reporting
   
• Personal interaction with clients
   
• Fees based on asset size rather than transactions
   
• Continual monitoring of portfolios
   
• Independent custody of portfolio assets at Fidelity
   
• Protection of your assets with Fidelity's clearing firms, National Financial Services LLC ("NFS")
   
• Securities in accounts carried by NFS are protected in accordance with the Securities Investor Protection Corp ("SIPC") up to $500,000 (including cash claims limited to $100,000).  For details see www.sipc.org
   
• Fidelity provides additional unlimited protection (often referred to as excess SIPC) to supplement its SIPC coverage for cash and securities.
   
• For information visit www.capcoexcess.com

Benefits

• Active Management
   
• Continual monitoring – Daily
   
• Portfolio Implementation
   
• Performance reporting
   
• Personalized service
   
• Long-term advisor-client relationship
   
• Prompt resolution to your questions and concerns
   
• Advisor availability
   

Clients receive confirmations of every transaction and a monthly account statement from Fidelity Investments.

A quarterly summary of the portfolio and its performance from Bonner & Smith for Wealth Builder Portfolios.

Account balances are accessible 24/7 daily through Fidelity Investments website. www.fidelity.com

Clients are encouraged to schedule a meeting to review annual performance or to discuss changes in their objectives, risk tolerance or time horizon