Our services include:

· Integrated Financial Planning

· Portfolio design, implementation and reporting

· Personal interaction with clients

· Fees based on asset size rather than transactions

· Continual monitoring of portfolios

· Independent custody of portfolio assets at Fidelity

· Over 4,000 mutual funds available through Fidelity FundsNetwork

· Protection of your assets with Fidelity's clearing firms, National Financial Services LLC ("NFS")

· Securities in accounts carried by NFS are protected in accordance with  the Securities Investor Protection Corp ("SIPC") up to $500,000 (including cash claims limited to $100,000). For details see www.sipc.org

· Fidelity provides additional unlimited protection (often referred to as excess SIPC) to supplement its SIPC coverage for cash and securities.

· For information visit www.capcoexcess.com 

Benefits

· Active Management

· Continual monitoring – Daily

· Portfolio Implementation

· Performance reporting

· Personalized service

· Long-term advisor-client relationship

· Prompt resolution to your questions and concerns

· Advisor availability

Clients receive confirmations of every transaction and a monthly account statement from Fidelity Investments.

A quarterly summary of the portfolio and its performance from Bonner &  Smith for Wealth Builder Portfolios.

Account balances are accessible 24/7 daily through Fidelity Investments website. www.fidelity.com

Clients are encouraged to schedule a meeting to review annual performance or to discuss changes in their objectives, risk tolerance or time horizon