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Bonner & Smith, LLC 5807 63rd Street, STE 300 Lubbock, TX 79424 (806) 798-1880 (806) 798-2919 Toll Free 877-861-1880 Fax 806-798-0083 |
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Financial planning is the process of meeting your life goals through the proper management of your finances. Goals vary and can include buying a home, saving for your child’s education, planning for retirement or creating an estate plan. The process involves gathering relevant financial information, examining your current financial status and creating a plan so you can achieve your goals given your current situation and future plans.
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CFP® certificants must master financial planning topics related: · General principles of financial planning · Investment Management · Tax Planning · Insurance and Risk Management · Employee Benefits · Retirement Planning · Estate Planning |
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Investor Information, Education and Research |
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Why Use a CFP® Professional?The CFP®, CERTIFIED FINANCIAL PLANNER™ and certification marks are the most recognized financial planning marks in the world. The government does not regulate financial planners as “financial planners”. Planners and advisors are regulated as stock brokers, registered representatives, insurance agents or investment advisers, depending on the services they provide. As a result anyone can call himself or herself a "financial planner" with little or no education or experience. Only a select group of planners have met the rigorous education, examination, experience and ethics requirements necessary to call themselves a CERTIFIED FINANCIAL PLANNER™ professional. CFP® practitioners are dedicated to helping individuals, families and businesses solve problems and achieve financial goals by putting clients' interests first. |